Simply put, a mortgage refinance is the replacement of an existing mortgage with another mortgage under different terms. Mortgage refinancing can lower your monthly payments, which can add up to significant savings. Knowing your current refinance mortgage rates is important. We can keep you informed and help decide when a refinance may be best.
Mortgage rates are still very low. A refinance with The Rome Team of Fairway Independent Mortgage Corporation can help you lower payment and possibly save you money. Contact us today to find out if you qualify for a refinance.
Lower those rising mortgage payments with a government-insured fixed-rate loan.
Fixed Rate Mortgage
Find stability with a traditional fixed loan option.
Adjustable Rate Mortgage
Pay less over a traditional fixed rate mortgage for the first years of your loan with a 5 or 7 year ARM. Get the lowest rates available and save money.
VA Home Loan
Refinance up to 100% of your home or buy a new home with no down payment* and never pay monthly insurance (PMI)!
Great rates and savings may be available to you if you are a military member, veteran, or spouse of a veteran! There are several options available to eligible veterans. Contact us today!
You could pay off those higher-interest debts by refinancing to a lower rate. Even with less-than-perfect credit, we can help you lower your monthly payment and pay off your higher-interest debt. By consolidating your payments into one low monthly payment, you may pay less each month. Depending on the program that works for you, you might be able to pay off your debt sooner, which may help improve your credit score.
The shorter the term on your mortgage, the lower your mortgage rate. Did you know that you may be able to take advantage of today’s competitive rates by shortening the term of your loan? There are many options available that could potentially help you pay off your mortgage faster and help you save money.
We offer information on a variety of mortgage refinancing rates and options. When you are ready to take the next step, feel free to give us a call or send us an email. The Rome Team of Fairway Independent Mortgage Corporation can advise you on which mortgage refinancing program meets your needs, and help you refinance with minimal hassle and work.
*A down payment is required if the borrower does not have full VA Entitlement, or if the loan amount is greater than $484,350. VA loans subject to individual VA Entitlement amounts and eligibility, qualifying factors such as income and credit standards, and property limits. Fairway is not affiliated with any government agencies. These materials are not from VA, HUD or FHA, and were not approved by VA, HUD or FHA, or any other government agency.
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*Pre-qualification is not an approval of credit and does not signify that underwriting requirements have been met.